More harassment of the State Farm phone lines this afternoon (all initiated by me...grrr) led to SUCCESS! The Element is officially totaled and a satisfactory price was reached. They're clearing the loan in the AM and the rest will come to us after we sign some paperwork. Score another one for lots of cash savings so we don't have to wait for the check to arrive.
I'm currently haggling away, hoping to be in our new E tonight or tomorrow. Manual transmissions make options more limited unfortunately. Hmmm I wonder what color we'll end up with this time?